June 2008

5 criteria to choose a web design company
The hidden risks of acting as an estate executor
7 habits of highly successful meetings
Bringing order to workplace disorder
Using 3PLs for third-party intelligence



5 criteria to choose a web design company

For success in an enterprise, you need to let people know you exist and there is no better way of doing that than a well-designed website. Your website is like a face people will see to decide whether they want to give you a second look or not. The work you do is one thing and its presentation is another. A well-prepared informative website is sure to give you better returns than an uninformative and dull one. Even if you have some experience in web designing, it is prudent to employ professionals to do the job, as they are more experienced and well informed about the latest.

Here are a few points that you need to keep in mind when choosing a web designing company that meets your needs and your budget.

Understand your Requirements Before anything else, decide what you want. Invest time and thought - list everything and prioritize your needs. The top priorities should be the absolutely indispensable ones that you need to focus on.

Research Do not start searching for web designers right away. Search the Internet for web designs you like that are similar to the one you intend for your enterprise; referring to the list of priorities that you have prepared. These websites can be helpful in communicating with the web designer you employ.

Gather Basic Information Get to learn a few basics. Ask a whiz kid about the latest software in use, check magazines and browse, ask questions on Internet forums etc. The basic things you need to understand are the terminology used, the prices, the utility of each software and the rates for different services etc. Accordingly, make a rough estimate of the amount of money you are willing to spend.

Designer-Hunt A web designer should have a website of their own. Make a list of the web designers who offer the services you require, check their portfolios, the rates for different services, the post-delivery assistance they offer etc. Contact each company, preferably by mail, and compare their services. The customer support service of the web designers should be active and the response to your queries should be a good way of estimating how professional they are.

Dealing with the web designers: In order to be served best, keep a track of how the assignment in developing. The web designers should be in constant consultation and should provide regular updates. Ask questions, review their work and ask them to make changes if necessary. Remember that they are to serve you and ought to do their best to satisfy you. Make the final payment only when you are completely satisfied with their work.

Nadya Chipova is a partner is DesignWebLab.com. She can be reached at 416-886-8256 or by email at nadya.chipova@designweblab.com.

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The hidden risks of acting as an estate executor

There is a good chance that at some point, you will be asked to be an executor to someone’s estate – if you haven’t been asked already. The request may come from a spouse, a parent or a close friend, and you may be well inclined to accept. But do you know what the job entails?

The truth is, settling an estate can be a very complicated and time-consuming process. It can mean a deluge of responsibilities that could take years to carry out: managing investments, selling real estate, dealing with upset beneficiaries, even making funeral arrangements. And you may be trying to accomplish all of this while you yourself are mourning the loss of your loved one. What’s more, executors are personally liable, so it will be your responsibility to see to it that everything gets done properly.

If you’re considering, or have accepted, a request to be an executor for someone’s estate, there are some important considerations to bear in mind.

Executor duties are numerous -Whether it’s collecting life insurance, applying for death benefits, filing a tax return or making a probate application, the range and complexity of executor responsibilities can be daunting. In fact, depending on the size of the estate, there can be upward of 70 individual tasks expected of an executor, some of which can carry a liability risk.

Estates can take a very long time to settle -About 37% of respondents in a recent survey believe the process will take less than six months and 54% estimate less than a year. But depending on the size and complexity of the estate, it can take anywhere from an average of 18 months, to up to four years.

You may be working through your own grief and sorrow -Dealing with the death of a loved one is often very difficult, and the added demands of settling that person’s estate can make the situation far more trying. Be sure to ask yourself how well you think you will be able to carry out your duties while in mourning yourself, and don’t be afraid to raise your concerns with the person who has asked you to be their executor.

Consider family dynamics - Don’t be shy to ask if there is existing family tension and to consider how a dispute among family members and friends may affect you. As the executor, you may have to deal with discontented beneficiaries, especially if the estate is unequally distributed.

You can seek help -If you feel uneasy about being named an executor or you don’t think you will be able to handle the responsibility effectively, you have options. If it is not something you feel you can turn down, but you still have concerns about dealing with all the duties involved, you can seek out professional assistance for some or all of your duties – whether that assistance is provided by a trust officer for a trust services company, a lawyer, or an accountant.

Steve Robinson is with RBC Dominion Securities Inc. and can be reached at 905 450 5946 or by email at steve.robinson@rbc.com

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7 habits of highly successful meetings

Nearly 70 percent of business people say that the meetings they attend are unproductive. Meetings can save time, increase productivity and communicate important information if they are used effectively. But they can also be a waste of time if the meeting moderators stray from the agenda, disrespect other people’s time or fail to plan ahead.

Here are seven habits of highly successful meetings that will help save time and achieve better results:

Set an objective. Effective meetings must have a purpose with a specific goal. Determine why the meeting is being held and what attendees should know when they leave. Then, write down one sentence or phrase to describe the objective of the meeting. The more specific the objective, the more focused an agenda can be.

Check necessity. Many meetings are unnecessary. Meetings should be used for brainstorming, assigning action items and making decisions. If people need to take action or solve a problem, then scheduling a meeting is important. If the objective of the meeting is to update or share information with others, don’t call a meeting.

Invite the right people. Make sure to invite the right people so that others don’t waste their time attending an irrelevant meeting. The right attendees will benefit from the meeting and provide solutions to a problem. People who should be invited to the meeting include any members of a team working on a project that will be discussed, decision makers and those that can offer expertise to the situation. Give attendees enough notice so they can plan accordingly to effectively participate in the meeting.

Prepare an agenda. Develop an agenda for the meeting that lists important details chronologically. An agenda will help attendees know what to expect and keep the meeting on track. Include a time for ‘other business’ so people can address additional issues here if needed. Send the agenda before the meeting so attendees can properly prepare specific questions or solutions.

Focus on the topic at hand. As a meeting facilitator, it’s important to stay focused and respect other people’s time. Begin the meeting on time, and make sure to end as scheduled or earlier. It’s the job of the facilitator to make sure the conversation remains focused. The agenda can be used as a tool to pull the conversation back on topic. If someone wants to discuss something off subject, simply point out the current agenda item and point out that there will be a time to bring up other items before the close of the meeting.

Assign action items. During the meeting, take note of any discussions or comments that require action and address them. If your meeting is small, at the end of the meeting, delegate action items to attendees. For larger meetings, use this best practice by directing attendees to additional resources or provide a handout with general action items they can select from to implement their own way.

Summarize main points. Briefly review key take home messages and action items before you adjourn. Follow up with attendees and pertinent people who were not able to attend. E-mail participants to receive feedback or suggestions for areas of improvement.

Effective meetings do more than simply hold the attention of participants. They help equip people for action and inspire continued improvement.

Lucie Piazza is owner of Express Employment Professionals. She can be contacted at www.expresspros.com or 905-874-9824

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Bringing order to workplace disorder

“A cluttered desk is a sign of a cluttered mind.” While this well-known saying may not be 100 per cent accurate, what’s true is that a little organization and tidying up can add a lot of productivity and a touch of tranquility to your workplace.

1. Get Ready. Over time, every business builds up clutter and grows its to-do list. Now is your opportunity to knock off those undone projects and tidy up distracting messes. To get the most out of your spring cleaning efforts, create a plan of action before you begin. Your plan should detail each project you’ll work on, the supplies you’ll need and who will help with each task.

2. Assemble a Team. Next, divide the tasks among your team members, assigning specific roles to each person so that one person is not left with all the work. You can make the time more enjoyable for your employees by designating a specific spring cleaning day and allowing them to come to work in casual clothes that day, ordering pizza and playing music while you work. Creating a fun environment will help your team stay positive and energized as they work through the projects assigned to them.

3. Determine Priorities. If you have only a limited staff or a short time period to dedicate to spring cleaning, it’s particularly important to maximize each moment. That means not letting your team spend two hours color coding office supplies if your top priority is updating the filing system. It’s easy to lose an entire afternoon to low-priority tasks if you’re not careful, so make sure each team member has a clear understanding of the important tasks to work on during the designated time period.

4. Be Realistic. It’s important to set achievable objectives about how much you can accomplish given the amount of time and number of people you have to work with. Expecting too much or too little will hurt your productivity. Team members who have too much work will feel overwhelmed and discouraged. On the other hand, employees who don’t have enough assigned to them will tend to slow their pace or goof off. Realistically, divide tasks based on how labor-intensive they are, instead of by the number of responsibilities each person has.

5. Finish Strong. As your day of spring cleaning progresses, evaluate how your team is coming along with their tasks. Did a particular project end up being more difficult than you anticipated? Shift teams accordingly to meet the demands of the job. Even if you’re unable to finish certain projects, make sure all areas are left neat and safe until the task can be tackled again. Finally, make sure you thank the team for the special effort they made to get the office organized.

Spring cleaning can be a lot of work, but even at the office regular housekeeping is necessary to keep your business running smoothly and efficiently. Taking the time to make a plan, assembling a team and encouraging their progress will ensure your efforts are a success.
Lucie Piazza is owner of Express Employment Professionals. She can be contacted at www.expresspros.com or 905-874-9824

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Using 3PLs for third-party intelligence

There are many advantages to using a third-party logistics provider (3PL).

What is a 3PL? Think of the service providers between you and your customer, or you and your supplier. Depending on the location, they can include transportation companies, warehouses, customs brokers, handling agents and a host of other service providers.

Typically, a 3PL is one organization that provides a number of these services - simply put, a ‘third party’ between the buyer and the seller.

Many small businesses shy away from 3PLs, thinking there may be cost advantages to dealing direct with the various companies involved in shipping their goods. What’s the difference? The short answer is “it depends”. If you’re shipping 42 boxes from Brampton to Ottawa, you may get a lower shipping rate dealing directly with a trucking company than by using a freight forwarder that arranges shipment of your goods with the same trucking company and marks up the cost.

However, consider the value of what “you don’t know” in this transaction. A trucking company will pick up your shipment and deliver it, and charge a rate accordingly – could you have reduced the shipping cost by adjusting the package size and weight of the individual boxes? Should a value have been declared for shipping (claims) purposes? What is the cost impact if you ask for a pick-up appointment, or delivery at a specified time?

Now consider the same shipment from Brampton to a customer in Chicago, or New York. A trucking company will provide a rate for the shipping portion of the transaction, but now the shipper has to familiarize themselves with customs formalities. For example, what export documentation is required, does the shipment qualify for duty-free status under NAFTA (the North American Free Trade Agreement), what border security programs and restrictions exist that can delay your shipment at the border?

If neither you nor your customers are aware of these aspects of a typical sales transaction a 3PL can be a valuable asset as a source of this information. By providing multiple service offerings, 3PLs have an advantage in being able to integrate various services into one seamless move. Acting as a single point of contact, 3PLs can coordinate transportation, special handling requirements, customs clearance and delivery to minimize delays and help your business provide a superior level of service to your customers.

Logistics costs can be significant, but the cost of delay, or non-delivery, can be much higher. 3PLs can greatly increase your chances of increasing sales, and profits, as a source of third party information.

Laurie Turnbull is a Supply Chain Consultant with the Cole Group. He can be reached at 905-501-1150 or by email at laurie.turnbull@cole.ca.

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